by the media and campaigners, borrowers talked about positive areas of this type of credit when it comes to the ease of access, in addition to power to maintain dignity, privacy (especially with regards to online payday borrowing), obligation and liberty. And even though the problematic areas of payday financing certainly deserve attention (see next section), nearly all payday advances are, indeed, repaid on time (CMA, 2014a). Continue reading In contrast to the almost wholly negative depiction of payday financing as ‘extortionate’ and ‘predatory’ →